




| Underwater on home value? Problem solved! HARP Program - Learn More..... |

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| Mobile home, mobile home loans and refinancing loans from the nations leader in Manufactured and Mobile Home Financing, Loans, and Refinancing for homes in parks and communities.. We specialize in options for mobile home refinancing, mobile home loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide. Your request gains access to home purchase loans and home refinance loans at real savings. Once you've found or already own the perfect home, you need the perfect financing or refinancing. Let us find the best loan for you! Mobile Home Park Loans - Park Financing Loans - Mobile Home Park Loans - Park Refinancing Loans Refinancing for Mobile Home, Refinancing a Modular Home, Refinance a Mobile Home Loan, Refinancing for Manufactured Homes Refinance a Mobile Home Loan, Mobile Home Financing Rates, Financing for mobile home, Loans for Mobile Home Mobile Home Loans - Manufactured Home Financing - Manufactured and Mobile Home Refinancing |


| Should You Refinance Now? Refinance - Modular Home Refinance - Modular Home Refinancing Loans To the well-informed homeowner, refinancing your home loan is almost irresistible considering rates at historic lows. You know all the good reasons. Keep your payments stable with a fixed-rate loan Lower your interest rate Get cash out from your home’s equity Consolidate debt But how do you know if refinancing or which particular loan product is right for you? Let us cut through some of the pain and confusion for you with some typical examples that generally apply. * * * * * * * If you plan to stay in your home less than 5 years, a 5/1 year adjustable will get you a rate well below those of fixed rate mortgages. Just be sure you can take the risk of the possibility of future higher rates and monthly payments after the initial term. Another example pertains to the homeowner who’s been paying on the mortgage for 7 or more years on a 30 year fixed rate mortgage. Consider a rate and term refinance for a 10 or 15 year loan term. Obviously, you’ll pay off your home sooner and the shorter the term the lower the rate. If you need extra cash for debt consolidation, major expenses or any other purpose, we offer a number of options: Home Equity Line of Credit (HELOC second mortgage) – this loan type is at a fixed rate, and you can borrow what you need up to the total loan cap. Cash out Refinance – Conventional products are highly driven by credit score and equity, whereas an FHA loan is less FICO sensitive, has more flexible underwriting guidelines and allows for a higher loan-to-value ratio. |
| You Deserve The Best! Streamline FHA/VA FHA Loan Programs Refinance Your Mortgage Purchase Your First Home Consolidate Your Debt Mobile Home Mortgages JUMBO LOANS |

| Modular Home Refinancing - Financiing Services |
| Trusted resource for modular home loans, financing, refinancing and purchasing. |
| We are pleased to offer modular home loans for home purchases and mortgage refinance loans. Modular home financing and refinancing products are the same as traditional stick-built home loan products because of the high construction standards of modular homes. In fact, a modular home is virtually indistiquishable from a site built home. That's why the best home loan products are available for modular home financing and refinancing. Low-down-payment FHA insured loans, FHA Streamline Refinancing for existing FHA mortgages, Conventional, VA and Jumbo mortgages are all available. |
| Underwater on home value? Problem solved! HARP Program - Learn More..... |
| Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products, Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law. |
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